types of loans
- Bridging finance
- Refinance
- Consumer loans (Code loans)
- Debt consolidation loans
- Bankruptcy/Liquidation
- Cash out
- Commercial loans (Non-code loans)
- Industrial loans
- Investment loans
- Loans for all property purchases
- Business loans
- Marital separation
For BROKERS
Eastwood Securities Mortgage Fund takes a flexible approach to assessing borrower applications using an array of alternative documents to determine loan serviceability. Our credit team provide rapid loan processing enabling settlements faster than banks while achieving interest rates cheaper than caveat loans.
For INVESTORS
Eastwood Securities Pty Ltd (AFSL Authorised Representative No 386389. AFS Licensee: MSC Advisory Pty Ltd AFSL 480649) is a market leader in Private Mortgage products across Australia. Since the Global Financial Crisis (GFC) the finance sector witnessed the withdrawal and takeover of many second tier lenders, significant reduction in the mortgage trust sector and domination of the big four banks in the commercial lending sector in Australia. These significant changes to the registered mortgage backed investment sector have resulted in higher returns and lower risks from first mortgage property lending than observed pre-GFC.
For Borrowers
Eastwood Securities Pty Ltd (ACN 143 030 540 and Australian Credit License No. 385 467) is the mortgage manager of the Eastwood Securities Mortgage Fund.
We offer a range of first mortgage loans, equity mortgages and structured debt facilities to suit your needs. An equity mortgage will suit clients with equity in their property. Eastwood Securities can provide loan structures to borrowers who have been refused by banks and other lenders or for borrowers who do not have time to satisfy the red tape process.
CONSUMER
LOANS
Private mortgage
funds available
COMERCIAL
LOANS
Non-conforming
loans
Bad credit
acceptable
Unusual income
streams considered
Loan Arrears
acceptable
No doc and
low doc lending
WE ARE not
THE broker.
We are
the lender.
As a Private Mortgage lender Eastwood Securities is not constrained by cumbersome processes like many other lenders. We are flexible in meeting the needs of our introducing brokers and their clients. We are able to provide a much quicker response and provide quick solutions to Borrower requirements than traditional lenders.
Our flexibility allows us to issue NCCP regulated (Code) loans on a common sense basis (Low Doc included) providing at all times that we are able to demonstrate that the loan is not “unsuitable” to the clients requirements.
Non Code loans can be provided on a Low Doc and No Doc basis. Interest can be capitalised and prepaid or paid monthly.
WE tailor
to your needs.
- Loan terms from 6 months to 3 years
- Interest only repayments (annual, 6 monthly or monthly interest payments)
- Capitalised interest (prepayments for 3, 6, 9 or 12 months)
- Loans up to $5m (minimum $100,000)
- Interest rates from 7.95% per annum
- Maximum of 70% Loan to Value Ratio (LVR) depending on the type and location of the security property.
A verbal approval can be given over the phone and an indicative Letter of Offer is issued within 24 hours.