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Eastwood Securities Mortgage Fund Investors have the opportunity to earn high returns from property mortgage loans.

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Eastwood Securities investors

  • With mortgage interest rate increases, house prices sky-rocketing and an erratic stock market in recent years, many investors are looking for alternative investment opportunities. Investing in private mortgage funds is increasing in popularity due to higher returns and fixed monthly income that Investors can achieve.
  • This Investment product is likely to be appropriate for a consumer seeking monthly Fixed Income Distribution to be used as a Core Component or Stand-alone Solution within a portfolio where the consumer has a medium investment timeframe, medium risk/return profile and needs Medium Term access to capital.
  • Eastwood Securities can provide you with a “Passive Income Stream” paid monthly.
  • Risk of Capital loss is low-medium and is mitigated by Investment loans being secured by registered mortgage against real property where the LVR is kept below 70%.
  • Eastwood Securities provide Investment opportunities for all Investors (both “Retail (smaller) Investors” and “Wholesale Investors”).
  • Current private loan market worth around $40 Bil in Australia (2.5% of total commercial/business debt (Reserve Bank of Australia).
  • Private credit is a fast-growing Asset Class.

Eastwood Securities Mortgage Fund Investors have the opportunity to earn high returns from property mortgage loans.

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Contact Us – Tel (08) 8408 0800 or email –

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About the mortgage fund

Open to all Investors (Retail and wholesale)
Eastwood Securities Mortgage Fund has been operating as a structured Mortgage Fund for more than fourteen years.
Eastwood Securities has provided individual Investors with fixed rate income returns of between 8% and 10% since July 2021 (As of 20 May 2025).

Eastwood Securities is a conservative, non-pooled, property mortgage based investment scheme. Your investment is isolated from all other Investments.

Eastwood Securities is designed to provide investors with an opportunity to obtain consistent returns for the period of investment and receive monthly income distributions from registered first mortgage loans.
The Fund’s objective is to maximise investment returns from first mortgage lending while ensuring a continuous level of appropriate capital security.
Private Mortgages (loans) secured by registered mortgage over real property are a growing investment opportunity in Australia.

Eastwood Securities Mortgage Fund combines more than 100 years of experience with staff specialising in mortgage fund lending, debt arrangement and the management and control of private mortgage investments across Australia.

Our trained and skilled staff undertake due diligence and obtain expert valuations of security property for all loans. All loans are managed by us, for you.
Our Fund offers investors the opportunity to invest in private mortgages over real estate located throughout Australia. The Investment Manager, Eastwood Securities Pty Ltd has considerable experience in managing mortgage investments.

Each Mortgage is registered in the investor’s name with Eastwood Securities noted as the Mortgage Manager. Eastwood Securities is responsible for performing due diligence on all investment opportunities and preparing a Supplementary Product Disclosure Statement (SPDS) providing the investor with relevant investment evaluation material for each specific loan and security.
The security property will be real estate incorporating Residential Housing, Commercial Property, Retail Property, Industrial Premises and Vacant Land in Urban, Regional and Rural settings. The mortgage is registered in a government registry.

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Contact Us – Tel (08) 8408 0800 or email –

Download Investor Pack Get Started Now!

Mortgage Investment

  • DIRECT MORTGAGE – An individual invests in a single mortgage security. The investor’s name is registered on the title as mortgagee. Investors generally need to contribute a minimum of $100,000 to invest in a direct mortgage. Eastwood Securities identifies suitable loan opportunities and matches them with individual investors investment appetite.
  • CONTRIBUTORY MORTGAGE – Multiple investors are able to contribute and join in with respective investment amounts to one mortgage security and all of their names are registered on the title (of the security) as first mortgagees.
  • NOMINEE MORTGAGE – The Investment Manager is registered on the mortgage and signs a Trust Declaration that the mortgage is held on trust for the investor(s) named in the declaration. This form of mortgage is attractive where there are multiple investors or where the investor wishes to maintain their privacy.
  • ROLLING OVER YOUR INVESTMENT – The mortgage term may be extended. A Roll Over notice will be sent to the investor not less than 30 days before the maturity date. The investor can continue their mortgage investment at the interest income rate contained in that notice or elect to withdraw their investment at the original maturity date. A SPDS or Roll Over notice may be sent by email or mail to an investor.

Investment Security Options

Mortgage securities are defined using the underlying real-estate security. Different types of mortgage security may be priced differently with respect to interest rate return reflecting the perceived risk in making that mortgage investment.

  • RESIDENTIAL SECURITY – Residential security is property used for domestic purposes. Loans made for business or investment purposes may also be secured by residential property.
  • COMMERCIAL SECURITY – Commercial security includes offices, retail property, showrooms and warehouses and will have a commercial lease with an approved tenant or be occupied by the Borrower. These securities usually generate rental income to the Borrower which is matched against mortgage repayments over the term of the Loan.
  • INDUSTRIAL SECURITY – Industrial security includes factories which have a manufacturing or mechanical use or are used for various industrial purposes.
  • RURAL SECURITY – This security type is made up of properties outside the metropolitan areas. It may include coastal properties, farms and standard residential properties.

BENEFITS OF INVESTING

Invest in a “PASSIVE INCOME STREAM”

  • Currently targeting an Investor Return of 10.0% per annum.
  • The investor retains control and decides which mortgage to invest in.
  • The investor choses the term of the mortgage they wish to Invest in.
  • Investment is secured by a registered mortgage with a conservative Loan to Value ratio (LVR) typically limited to 70% of valuation.
  • Disciplined lending criteria reduce the risk of capital losses.
  • Zero capital losses to Investors since commencement of the Fund in 2010.
  • No loans are made in relation to construction or development projects where a future value of the security is relied on.
  • As an investor, your contribution is not pooled, and specific investment mortgage securities are held in the name of the investor. Your investment is isolated from all other Investments.
  • To ensure complete and ongoing independence each of the Investment Manager and Responsible Entity is not a related party to any of the Borrowers.
  • Income is established for the term of the investment at a fixed income rate as highlighted in the Supplementary Product Disclosure Statement (SPDS).
  • No entry/exit fees or commissions are payable by the Investor (Early exit fees may be applicable, refer to section 13 of the Product Disclosure Statement (PDS) dated 21 October 2022 for additional information).
  • Subject to their own constitutions and investment criteria Superannuation funds are able to invest in the Fund.

Our promise to you

THE REASON PEOPLE INVEST WITH US

  • Open to all Investors (Retail and wholesale)
  • We provide frequent (monthly) payments of Income
  • No entry or exit fees *
  • All Funds held by independent Custodian
  • No risky construction loans
  • Externally audited annually
  • Excellent service
  • Simple process
  • Direct contact with decision makers

Register as an Investor with Eastwood Securities and you will receive ongoing Investment Options (Opportunities?).

Contact Us

Contact Us – Tel (08) 8408 0800 or email –

Download Investor Pack Get Started Now!

INVESTMENT PERFORMANCE

  • The fund is currently targeting an Investor return of 10% per annum.
  • All of Eastwood Securities mortgage loans have an interest rate which is fixed for the term of the loan. This income rate is determined prior to the commencement of the investment and remains fixed for the term of the loan. It should be noted that this is not a “Pooled Fund” and pricing is dependent on specific transaction details.”*
  • Zero capital losses to Investors since commencement of the Fund in 2010.

* Not including investor entitlements of additional income derived via arrears management & mandates applying alternate strategies prior to transfer to, and management by, the Investment Manager.

FREQUENTLY ASKED QUESTIONS

We can accept investments from individuals, joint individuals, companies, trusts and self-managed super funds.

The first step is to make sure you’ve read the Product Disclosure Statement, Financial Services Guide and Target Market Determination which you can download from our website or request from us by emailing: admin@eastwoodsecurities.com.au . You can complete our Application Form which is also available from our website. When we receive your application, we will be able to present you with Conforming Mortgage Investment Opportunities for your consideration.

Yes. We offer investors the option to invest directly into an individual loan or perhaps a contributory loan where several Investors may contribute funds together. We will provide you with an Investment Summary and Valuation(s) for a specific Conforming Mortgage Investment and if interested we would then provide you with a Supplementary Product Disclosure Statement and all supporting documentation to for your consideration. Minimum investment of $100,000.

Yes. Every loan is secured by Australian Real Estate with registered first mortgage. All security property must be valued by a registered valuer prior to loan security documentation to determine its suitability as a security.

As each Investor’s situation is different, we suggest you seek your own accounting and tax advice. You will receive an annual tax statement after the end of the financial year to help you prepare your tax return.

Eastwood Securities is an Authorised Representative of MSC Advisory Ltd that holds an Australian Financial Services Licence. The Trustee oversees and monitors the operations of Eastwood Securities to ensure that prudent measures are taken in relation to the investments undertaken.

The minimum investment amount is $100,000 and the minimum investment term is 6 months

Eastwood Securities Mortgage Fund was founded in September 2010 and has been operating continuously for almost15 years.

There are risks associated with investing in the Funds. (We? ESPL?) Eastwood Securities will attempt to manage and mitigate risks, however not all risks can be eliminated, and some risks are outside the control of Eastwood Securities. If risks eventuate, then it can have a negative impact on distributions and the value of your investment. Distributions are not guaranteed nor are any capital returns.

Key risks include but are not limited to:

  • Loan default by borrower.
  • Reduction in property values due to Property Market Risks.
  • Illiquid Nature of Underlying Security.
  • Market Conditions.
  • Delay in Payment of Income.

You should read the Product Disclosure Statement, particularly Section 10 and the Target Market Determination in their entirety before deciding to invest in the Funds.

Our office is at Suite 5, 1 Markey Street, Eastwood, South Australia. We welcome all potential investors to come to our office to speak with one of our directors or investor relations team or we can have a virtual meeting via Teams.

Contact Us

Contact Us – Tel (08) 8408 0800 or email –

Download Investor Pack Get Started Now!

INVESTMENT RISKS

  • As is the case with all investments, there are risks with mortgage backed security investments.
  • Investment in a conforming mortgage investment through the Fund, whilst conservative, contains a number of risks. Before making an investment in the Fund as a potential investor you should consult section 10. of the Fund PDS dated 21 October 2022.
  • The Product Disclosure Statement (PDS) for the Eastwood Securities Mortgage Fund is the first part of a two part disclosure process. If an investor is interested in a particular investment opportunity, they will subsequently be provided with a Supplementary Product Disclosure Statement (SPDS) which will include information about the specific mortgage selected including the return to the investor. To make an investment, investors must receive both the PDS and the SPDS and complete the application forms attached to both.
  • Refer to the Disclaimer Statement below.

Disclaimer

This information refers to investments facilitated by the Eastwood Securities Mortgage Fund ARSN 146 451 792. Any person seeking to make an investment should review the Product Disclosure Statement and seek legal, financial and taxation advice. The manager of the Fund is Eastwood Securities Pty Ltd ACN 143 030 540, an Authorised Representative (number 386369) of MSC Advisory Pty Ltd (ACN 607 459 441, AFSL 480649). The Responsible Entity and Trustee of the fund is Melbourne Securities Corporation Ltd ACN 160 326 545 AFSL 428289. This product is not a bank deposit nor is it a pooled mortgage fund. An investment may achieve a lower than expected return and investors risk losing some or all of their principal investment. Past performance is no indication of future performance and actual returns will be particular to individual investments as described in transaction specific Supplementary Product Disclosure Statements.

The Investment Manager notes that past performance is no guide to performance of any future investment in the fund. This product is not a bank deposit. An investment may achieve lower than expected returns and investors risk losing some or all their principal investment. Investors should obtain their own financial, legal and taxation advice before making an investment.

Investors interested in further information about investing in the Fund should review the Product Disclosure Statement which is downloadable from each page of this web site.

A withdrawal fee may be payable on early withdrawal/redemption.