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Benefits of Investing

The investor retains control and decides which mortgage to invest in.
The investor decides the term of the mortgage.
Investment is secured by a registered first mortgage with a conservative Loan to Value ratio (LVR) typically limited to 70% of valuation.
Disciplined lending criteria reduce the risk of capital losses.
No loans are made in relation to construction or development projects.
As an investor, your contribution is not pooled and specific investment mortgage securities are held in the name of the investor.
To ensure complete and ongoing independence each of the Investment Manager and Responsible Entity is not a related party to any of the Borrowers.
Income is fixed for the term of the investment at either a fixed or variable interest rate as highlighted in the SPDS.
No entry/exit fees or commissions are payable by the Investor (Early exit fees may be applicable, refer to section 13 of the Product Disclosure Statement for additional information).
Subject to their own constitutions and investment criteria Superannuation funds are able to invest in the Fund.

why invest in a mortgage fund

The Product Disclosure Statement (PDS) for the Eastwood Securities Mortgage Fund is the first part of a two part disclosure process. If an investor is interested in a particular investment opportunity or benefits, they will subsequently be provided with a Supplementary Product Disclosure Statement (SPDS) which will include information about the specific mortgage selected including the return to the investor. To make an investment, investors must receive both the PDS and the SPDS and complete the application forms attached to both.

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For Borrowers

Eastwood securities is a "specialist lender" that understands that not all borrowers are the same, so we focus on providing loans to people who don't tick all the usual boxes.
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For Investors

The Eastwood Securities Mortgage Fund is designed to provide investors with an opportunity to obtain high yielding returns and receive monthly income distributions from registered first mortgage loans.
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Case Studies

Home in possession after failed business partnership.
A couple mortgaged their home and their investment property with a bank to finance the purchase of a suburban supermarket business, in partnership with relatives. Read More

Rural business successfully refinanced after failed contract.
A young couple in rural Australia started a freight business with capital raised from their bank on the security of their home, to purchase the business vehicles and equipment. Read More

Disclaimer

This information refers to investments facilitated by the Eastwood Securities Mortgage Fund ARSN 146 451 792. Any person seeking to make an investment should review the Product Disclosure Statement and seek legal, financial and taxation advice. The manager of the Fund is Eastwood Securities Pty Ltd ACN 143 030 540, an Authorised Representative (number 386369) of MSC Advisory Pty Ltd (ACN 607 459 441, AFSL 480649). The Responsible Entity and Trustee of the fund is Melbourne Securities Corporation Ltd ACN 160 326 545 AFSL 428289. This product is not a bank deposit nor is it a pooled mortgage fund. An investment may achieve a lower than expected return and investors risk losing some or all of their principal investment. Past performance is no indication of future performance and actual returns will be particular to individual investments as described in transaction specific Supplementary Product Disclosure Statements.